Jason J. Sgrignoli - Raymond James - Upland, California

S&P 500 Financial & Corporate Service Inc - Upland, California

Jeffrey A Steel - Morgan Stanley - Claremont, California

Loan Advisor Group Inc. - La Verne, California

Northwestern Mutual - Claremont, California

Axiom Consulting Inc - San Dimas, California

U.S. Bancorp Investments - Financial Advisors: La Verne - La Verne, California

Ali K. Rahimi - Morgan Stanley - Claremont, California

Jeffrey W Grant - Morgan Stanley - Claremont, California

T. Veronique Consulting -