First Financial Guarantee, Largo, FL - Largo, Florida

Fred C.

Based on my Mother's experience, I wouldn't recommend these people. She was initially drawn in by a CD ad in the then St. Petersburg times, offering a rate of 6%. Upon arriving for her appointment, she was told the deposit limit was only 10K, and was steered toward an "annuity". Against my better judgement she got involved with one, then another.

The second involved a substantial principal, with a first year rate of 6.5%. She made it clear that she needed to derive monthly income form this, and was assured that she would. Upon arriving to sign the contract, she was told the first year dividends would not be available until the contract entered it's second year, but after that, she could arrange a monthly direct deposit.

The following nine years, she received a miserable 1.5% annual rate. No matter that the banks were offering better rates than that, she was told, "well, you can't do better on a one year CD anywhere else". True, but when the bank's one year term is up, you can take your money and go find a more competitive rate.

She was stuck with that annuity for ten years, ten years at 1.5%.
And yes, there's a substantial penalty for cashing out early.
When she told the representative she needed more income, she was told, "Take some of your money out of the bank and spend it.". Now that's really great advice, superb way to grow your wealth.

Paul C.

They advertise 7.25 interest rates on CDs. Then when you try to buy one from them. They want to give you a long sells pitch on why not to buy it. I told them I didn't want a sells pitch for other investments. I want a CD at 7.25 interest. Didnt want there sells pitch. There sells man call me a clown because I didn't want to lesson So I said f u and left. It's a bait and switch. Advertise one thing, then try to sell you another.

Mark Z. S.

Christine Turpin is a solid insurance pro. The annuity product she provided met my needs and fits perfectly in my retirement portfolio. She is super knowledgeable and there are go games or pressure. The transaction is about you, not them. I will be doing more business here. A+ and recommended!